Transaction Flow

This integration method provides a way to collect payments quickly and securely

No	Step	Description
1	Choose Payment Method	Once customer selects payment method Herepay, Merchant will send request to Herepay system to retrieve available payment method.
2	Send Request	Merchant send bank request message to Herepay via SSL.
3	Response Request	Herepay send response bank request message to Customer System.
4	Display Available Payment	Customer System display available payment method.
5	Choose Payment Channel	Once customer selects payment channel, customer may selects his preferred Bank from the drop down list.
6	Send Request	Merchant send initiate request with bank_prefix retrieve from No 5 to Herepay via SSL.
7	Send Request AR	Herepay sends AR message to Acquire Bank via SSL.
8	Bank Respond Direct AC Message	Bank send AR message request to Herepay.
9	Redirect Customer System	Herepay send webhook of AR message request to Customer System and Redirect to Customer System website callback provided.
10	Redirect Customer	Customer System redirect customer to redirect url
11	Send Response RR	Upon Completion of debit cycle, Herepay initiates RR message to Acquiring Bank.
12	Acquiring Bank Perform Crediting	Acquiring Bank processes credit message and performs crediting to Merchant account.
13	Acquiring Bank Responds RC Message to FPX	Acquiring Bank updates credit status to Herepay by sending RC message. Once credit response message is received, Herepay update the transaction as completed and ready for interbank settlement.